The TOP 10 BEST Baby-hands-feet-sculpting in Mudgeeraba QLD

Welcome to To Dye For Hair Lounge, a collective of passionate hair artisans who adore all things hair. We aim to provide a warm and uplifting environment where clients of any age or gender can unwind, renew, and transform themselves in the skilled hands of a trained professional. Let your hair aspirations come alive whilst relaxing in our chic and serene hair lounge. Discover the artistry of our talented stylists in Mudgeeraba, where creativity and relaxation intertwine.

Dr. Ross Trattler N.D, D.O Gold Coast Osteopath I received my university degree (pre-med) starting at University of Illinois (1968-71) and finishing at University of New York (1974-75). There were three years between the two, when I left school, to live communally, exploring eastern mysticism . This sabbatical was very good for my inner growth, but extremely bad for my back, which I had previously injured at the age of 5 when I pulled a 200 pound granite mantelpiece off it's braces, crushing my back. My back was injured enough to cause me to develop spinal curvature soon thereafter. My high school gridiron playing was no great help and the commune, with the daily hard physical labour, left me with a severe disc injury. That was my first experience with chiropractic, which was certainly a help, but not enough to allow me to continue doing physical labour. After several years I learned of osteopathy, and the difference in approach helped me return to a more active life. So much so that I decided to return to university and then attend osteopathic medical school. I attended the British College of Naturopathy and Osteopathy in London, England (1975-1979). After graduation and four cold years in London, I decided to set up practice in Hawaii where I lived and practiced from 1979-1995, relocating to the Gold Coast in 1996. Although I am both a naturopath and osteopath, I practice solely as an osteopath in Australia, mainly due to time constraints. I do advise many of my patients to adopt naturopathic principles of living to aid their recovery when their general health is a factor in their musculoskeletal condition. For those interested in learning more about Naturopathic Medicine, you may wish to obtain a copy of my book "Better Health Through Natural Healing" available in your local library or bookstore. I am a great believer in exercise as both treatment and prevention of dysfunction of the musculoskeletal system and advise all patients, regardless of age, to do specific exercise regimes to both speed recovery and prevent recurrence. It is always my aim to put your health in your own hands and not have you depend on mine for your optimal well-being. Dr. Shea Trattler B.App.Sci (Complementary Medicine), M.Ost Gold Coast and Brisbane Osteopath My Osteopathic training was completed at RMIT University in Melbourne. This five-year program consisted of a three year Bachelor of Applied Science (Complementary medicine) and a two year Master of Osteopathy. I utilize advanced soft tissue techniques, Muscle Energy techniques, Articulation, Manipulation and Craniosacral therapy. I place a strong focus on the importance of the musculature and soft tissues in my treatments and educate my patients in the best self-management practices and exercises. My Masters research focused on the importance of the Transversus Abdominis muscle; the muscle primarily trained in Pilates/core strength exercises. The study examined the clinical tests for measuring the strength of this muscle and correlated this to spinal dysfunctions of the Lumbar spine. I treat all areas and joints of the body and all types of patients, from children to adults.

Looking for reliable electricians in Mudgeeraba? Look no further than C-Volt Electrical. Our team of qualified experts are at your service, providing exceptional electrical solutions for both residential and commercial needs. With our expertise and attention to detail, we ensure your electrical systems are in safe hands. From installations to repairs, we handle it all. Trust C-Volt Electrical for your electrical needs and experience excellence that will leave you electrified!

Welcome to Gimbal Training - Trade Recognition & Qualification, a distinguished establishment in Robina. We specialise in providing cutting-edge education and training services in the fields of General Schools and Training Centres. Our meticulously designed programmes offer a wealth of knowledge and hands-on experience, ensuring you gain the skills needed to excel in your chosen trade. With our expert instructors and state-of-the-art facilities, we strive to empower individuals and unlock their full potential. Join us on this transformative journey today.

Amaze Active Mudgeeraba OSHC offers exceptional After School & Vacation Care services in the beautiful suburb of Mudgeeraba. With a passion for nurturing young minds, our dedicated team creates a stimulating environment for children to grow and thrive. Embracing creativity, play, and exploration, we provide a diverse range of activities to engage young learners. Experience peace of mind knowing that your child is in safe hands, receiving high-quality care in a warm and inclusive setting. Trust Amaze Active to make your child's after-school and holiday experiences truly memorable.

Welcome to Robina Medical & Dental Centre, where quality healthcare is our priority. We provide accessible healthcare services to you and your loved ones, right here in Robina. Our team of experienced doctors and obstetrician-gynecologists are dedicated to delivering outstanding care. With us, you can rest assured knowing that your health is in safe hands. Visit our centre for exceptional medical and dental services that cater to your specific needs.

At Florsheim we’ve fit thousands of feet of all shapes and sizes. We’re uniquely experienced in making sure your shoes fit like they were made especially for your foot. It’s not just size either, our expert stylists also make sure your shoes fit your lifest

Cardiac Care Associates, located in Robina, is a distinguished medical centre renowned for its expertise in cardiovascular health. Our team of accomplished doctors, committed to providing exceptional care, specialise in diagnosing and treating various cardiac conditions. With a compassionate approach and cutting-edge technology, we aim to promote heart wellness and enhance patients' quality of life. Trust our skilled professionals to deliver unrivalled medical solutions, ensuring your heart is in safe hands. Your cardiovascular health is our priority.

At RepaintPro painters on the Gold Coast we are Licensed residential painting contractors. Your home is more than just a place to store your possessions and lay your head. Your home should be an expression of your own unique personality and an extension of you. How you choose to decorate your home is the great opportunity to show the world your creative side and correct colour scheme can provide a harmonious feeling within the home. Whether you choose to fill your home with neutral colours or opt for more bright colours for interesting atmosphere, Repaintpro painting services is here to help you every step of the way. By entrusting your residential painting needs to us you can ensure eye-pleasing and extraordinary look of your house. We can provide interior painting and exterior painting service second to none, and pride ourselves on our commitment to our art. With over 20 years of experience in Gold Coast painting industry and after painting all types of abodes like condos, apartments, cottages and more, in Gold Coast and surrounding areas we can ensure we can meet your requirements and will always strive to exceed your expectations. We have proved our brilliance and professionalism and can guarantee that we are better than the number of Gold Coast residential painting companies. This is the reason our residential painting projects comprises of over 75% repeat business and referrals from our previous customers all across the Gold Coast and Brisbane. Repaintpro professional painting has huge experience in interior and exterior painting, as well as residential and commercial painting, and our customers can be assured that all jobs are done with the goal of 100% customer satisfaction in mind. From the free same day quotes, through the completion of your project, your satisfaction is very important to us. Individuals are extremely excited when designing interior of their house. Home owners spend hours choosing the perfect colours and colour schemes to adorn the walls and when their vision combines with our expertise and technique, the mesmerising and splendid look is definite. Moreover, if you are confused that what shades and colour combinations can best enhance the look and feel of your house, then Repaintpro can help you choose the perfect shades and the colours for the interior of your house. Our teams of painters have the knowledge, skills and the experience in residential painting. They know what type of décor or painting technique can best enhance the appeal of your house and add a depth and interest to the whole look. We handle your residential painting needs from preparation to clean up and ensure an exceptional service. We know that interior painting is completely different from exterior painting. When painting interior of the house, we have to be very cautious that the paint doesn't spill on the flooring or furniture or accents of your house. We use drop sheets to protect your floors and furniture. As well as dispose off any waste responsibly. We ensure that your house looks pristine and flawless when we leave the site after completing the project. Team of Repaintpro painters are capable of handling your painting needs from preparation to clean up and ensure an exceptional service. Whether you need a complete overhaul of your home or a quick touch up, we make sure you receive the best possible service. We understand that entrusting your house into the hands of strangers can be a difficult prospect, thus we work with our clients at every step of the creative process. Lots of our customers share their horrible experiences of working with slow and costly painting companies. They complain how those residential painters add hidden charges to the complete cost at the end of the job. But when working with Repaintpro you can be assured about fast job and reasonable prices. We provide free same day quotes and charge the same amount on the completion of the project, there are no hidden strings attached. We are dedicated to completing every painting project on time and working within your budget to provide you complete peace of mind when hiring our services. We specialise in residential painting and master an array of advanced and sophisticated interior painting techniques and strategies. Also, we have all the necessary tools required to complete our job brilliantly, so you don't have to worry about digging your pockets deep to pay for the tools. For Repaintpro painting is about more than just covering up imperfections of adding a splash of colour. It is about adding depth, interest and textures to transform an entire house. We can also create a number of different themes from an exciting, vibrant living area to a soothing and relaxing bedroom. Whether you desire to create your own personal colour scheme or reproduce an exquisite example from a picture we will assist your house realise its complete potential. We have hundreds of satisfied customers in Gold Coast and surrounding areas. Our commitment and passion to our work is what differentiates us from other painting companies in Gold Coast. We are never too busy for our customers and feel more than delighted to help our clients in their remodelling and home decorating projects. Feel free to get in contact with us now to discuss your painting project and find out how we can accentuate the look and the comfort of your house. Drop us a line now at: 0403 31 1125 . Welcome to Repaint Pro, we provide full residential painting services that add compliment to your home. Our proficient painters covered everything from your external walls to interior ceilings. We use experienced, qualified painters on all our projects. We love making a difference in people's worlds with paint. From start to finish we look after your home as we would care our own, we guarantee it! Local and professional painters dedicated to working within timelines and painting to a very professional standard. We paint, decks, ceilings, walls, doors, door frames, timber work, render, textured ceilings and walls, block walls, brick walls, popcorn and vermiculite, garage floors and commercial line marking. We are fully insured for your peace of mind. Our paint suppliers are the best money can buy, from Resene Spacecoat products to Taubmans Endure and Dulux 101. We only use the best quality paints on your project. Enjoy our excellent residential house painting services in Brisbane and Gold Coast. We can assist with painting maintenance schedules, high pressure cleaning to complete external and internal repaints. At Repaint Pro, we use a combination of spray finish and brush and roller depending on the application. Please give us a call for a free quote on your residential painting project.

We offer a variety of affordable treatments for both men and women, to either target and illuminate your concerns, or simply help you to relax, de-stress and rejuvenate. Conveniently located in the heart of beautiful Robina on the Gold Coast. Nasim prides herself on the quality of her work, maintaining a high level of integrity and honesty. Nasim has over 20 years “hands on” experience in the beauty and IPL industry, attaining her health science degree in nsw at the university of new england in 1997. Her experience and qualifications in paramedical aesthetics, beauty and IPL therapies extend through many specialised services from anti-ageing treatments to non-surgical procedures. Specialising in permanent hair removal, photo rejuvenation, fat cavitation (Non-surgical liposuction) , radio frequency (Firms and lifts the skin) And led light therapy treatment.

Welcome to Elyshia Jones Brow Studio, the unrivalled destination for brow perfection in Robina, the suburb of choice on the Gold Coast. Our esteemed studio offers an array of treatments, including Brow Lamination, Brow Dye, Brow Tint, and Lash Lift + Filler. With an unwavering commitment to education, we consistently raise the bar, ensuring our services are in line with cutting-edge techniques and the latest trends. Rest assured, you are in the skilled hands of Elyshia Jones Brow Studio, your ultimate sanctuary for flawless brows.

Run out of time to get to the shops and need to grab a gift for your pop-culture-obsessed friend in the nick of time? Purchase a Zing Pop Culture Gift Card online and you'll be set in an instant. The gift card sends right to your email inbox after you check out. Is the die-hard fan in your life a little bit choosey? Zing Gift Cards put the power of choice back in their hands. With your gift, they can choose their favourite Pop! Vinyl, T-shirt, or action figure, or put it towards that board game they've been saving for. It's the perfect gift every time!

Welcome to Gold Coast Foot Centres, the leading podiatrists in Robina. Our expert team of professionals specialise in providing top-notch foot care services to help you maintain healthy and pain-free feet. With a diverse range of treatments, from orthotics to sports injury management, we are committed to delivering unparalleled care. Trust us to prioritise your foot health, as we believe that every step counts. Book an appointment with our authorised podiatrists today and experience the Gold Coast Foot Centres difference.

Lion King Family Day Care, located in Merrimac, offers exceptional Child Care services. With a team of qualified professionals, we provide a nurturing environment where children can thrive. Our passion for early childhood education and commitment to individualised care sets us apart. From imaginative play to interactive learning, our programme encourages creativity and fosters social development. Trust us to prioritise your child's wellbeing while you work, knowing they are in safe hands at Lion King Family Day Care. Discover the joy of quality childcare with us.

Discover the wonders of {Guess Robina Town Centre}, a haven for fashion enthusiasts in Robina. Indulge in our exclusive collection of designer jeans, clothing, and accessories for both men and women. Delight in our comprehensive range of offerings, from department store staples to bespoke dressmakers, shoe emporiums, handbag boutiques, and jewellers. Step into a realm of style where menswear, watch sales and repairs, fashion accessories, baby and children's clothing, and women's fashion reign supreme. Elevate your wardrobe with our chic and sophisticated offerings. Join us and embrace the allure of fashion at {Guess Robina Town Centre}.

Welcome to Cotton On Kids, a trendy casualwear chain in Robina. Discover the latest fashions for men, women, and children, alongside stylish home-decor items. Our wide range of products includes baby & children's clothing, fashion pieces, and unique gift items. With a focus on quality and style, we prioritise creating a vibrant shopping experience for all. Come and explore our delightful collection at Cotton On Kids in Robina.

Discover the essence of elegance at Jade Nails, a premier nail salon nestled in the charming suburb of Robina. Immerse yourself in a world of opulence as our skilled technicians craft exquisite nail artistry, employing innovative techniques and trendsetting designs. Indulge in our luxurious treatments, rejuvenating your hands and feet, and embracing a sense of tranquility. Let us transform your nails into works of art, ensuring an experience that is second to none.

Welcome to Myhealth Robina Medical Centre, where Dr Dennis McMahon and his team offer exceptional healthcare services in the heart of Robina. With a focus on providing high-quality medical care, our experienced doctors and dedicated staff ensure that you receive personalised treatment for all your healthcare needs. From general check-ups to specialised treatments, we prioritise your well-being and strive to deliver the best possible care. Trust us with your health, because at Myhealth Robina Medical Centre, you're in safe hands.

Discover Mini Peas, a delightful boutique in Mudgeeraba offering a charming range of baby and children's clothing. Our diverse collection showcases the epitome of style and quality, ensuring your little ones are dressed with panache. From adorable rompers to dapper outfits, our inventory is a treasure trove of fashion-forward choices. We prioritise customer satisfaction, providing personalised assistance to make your shopping experience truly memorable. Step into Mini Peas and let your little stars shine with their fashionable ensembles.

At Assurance Pest Services, we provide expert pest control solutions that give you the peace of mind you deserve. Whether it's your home or business, we are committed to keeping your space pest-free. With a focus on quality, safety, and customer satisfaction, we offer tailored pest control services to tackle a wide range of issues. With Assurance Pest Services, you can trust that your pest problems will be handled swiftly, efficiently, and with the utmost care. Whether you're dealing with an immediate issue or looking for long-term protection, we're here to help you create a safer, cleaner environment. Choose Assurance Pest Services today, and rest assured knowing that your property is in good hands.

Nurture your child's mind at Gumnuts On Hardys Road. Our Mudgeeraba child care centre caters for infants and up to school-age children, providing long day care, early learning and preschool services. Our relaxing, bushland setting is the perfect place for young minds to learn and grow, with a formal outdoor dining area and mosaic artworks. We also provide hot meals daily, offering a nutritious option for lunches. We are the only Gold Coast child care centre that implements the Reggio Emilia approach-a modern early learning philosophy used across the World. We believe every child is unique in their personality and abilities and we aim to nurture and inspire their uniqueness. Learning a new language at a young age can give your child a head start at their education, so we also offer Japanese lessons and a baby gym to encourage active learning. At Gumnuts on Hardys Road, we offer the best in Gold Coast child care. Call us today to secure a place for your child.

Your Wedding day is one of the most important days of your life and I would feel very privileged to be a part of it. Just as your relationship is unique to you, your Marriage Ceremony should be sincere and meaningful, reflecting your very own �love story�. I take great care to ensure I fulfil all of your expectations by creating a lasting memory of your Day to enjoy and share with family and friends. All you need to do is relax, enjoy yourselves and your guests will too. There is an endless choice of poems, music, themes and rituals, along with a variety of locations to hold your Ceremony. Many people don't realise that religion can be included in Civil ceremonies, I will be guided by your preferences. Baby Namings, Vow Renewals and Celebration of Life Ceremonies are popular requests. My fees are reasonable and include the preparation and lodgement of all paperwork, a Client folder for you to keep, and a Rehearsal is recommended. I belong to two professional Celebrant Associations and carry full Insurance cover. Call me to arrange your obligation-free meeting today.

Cabling experts The Digital Age has certainly entered our homes and everyday lives. Not only are we faced with the changeover to Digital Television, for along with this a vast new range of flat screen televisions and in-home entertainment systems have flooded the marketplace. So how do you prepare for this? Are you ready? The team at Tuned In Cabling & Antennas has all the answers and expertise to ensure that your transition to Digital Television is painless. Analogue Television signal will be turned off in Brisbane, the Gold Coast and the Tweed in 2013. Many homes, buildings and businesses will need some degree of improvement to the TV Antenna Systems currently being used. We have a wide range of Digital Antennas for the Gold Coast. Whether you live in Gold Coast South or Gold Coast North, in The Hinterland or near the water, we can provide you with the right solution. Tuned In operates from the South side right up to the CBD of Brisbane. We have complete Digital Antenna Solutions for Brisbane. Tuned in has worked in some of the worst reception areas of Brisbane with great success. We are experienced in masting, and can install mounting up to 50 feet. For those who live outside of Digital Transmission areas or live in poor reception areas we can advise you and provide full set-up and access to the Government's new High Definition Satellite service, V.A.S.T. Tuned In Cabling can provide a quality, long term solution to help your switch over to Digital Television. Many of us are not just buying Plasmas and LCD Televisions, but also purchasing Home Theatre Systems, Blu-ray Disc players and Digital Recorders. How do you connect that new digital TV to your new Home Theatre System? How do you get all this gear to work? No longer is your Sound System just for playing music! At Tuned In Cabling we offer a comprehensive installation service. We can provide an optimum level of set-up, cable concealment and give you full instruction on how to use your home entertainment products. Tuned In Cabling can also install extra TV, Phone, Pay and Data outlets. We can integrate your Pay TV service into your antenna system and send it to other rooms in your house. We can set-up multi-zone audio systems in your house, as well as set-up your outdoor audio-visual entertainment areas. Tuned In Cabling Solutions is a Government Endorsed Company, registered with the Digital Switch over Task force. We are also registered with Free view Australia. We follow all of the Government guidelines and pride ourselves on our levels of quality. We have the latest testing equipment at hand. All of our installers are registered cablers. We also provide a comprehensive warranty with our work. Most importantly, we like to provide good old fashioned friendly service. We value your business, so please give us a call.

Welcome to Holly Nails, your go-to destination for the finest in nail care. Located in the vibrant suburb of Robina, our nail salon offers a diverse range of services, including acrylic nails, ombre designs, pedicures, and manicures. With our skilled technicians and attention to detail, we guarantee a pampering experience like no other. Step into our salon and let us bring out the true beauty of your hands and feet.

DedAnt Building and Pest Inspections has been providing quality value inspections including building, pest and termite inspections across Greater Brisbane Region since 2009. DedAnt Building and Pest Inspections is a company that prides itself on knowledgeable inspectors and helpful customer service staff. See the DedAnt Team here. We are a family owned, local business. DedAnt Building and Pest Inspections offers a full range of services, including Pre-Purchase Inspections, Pre-Sale Inspections, Annual Timber Pest Inspections and Handover inspections for New Builds. DedAnt Building and Pest Inspection staff are trade qualified builders, who have undertaken further certification to become building inspectors. The inspectors are also licensed and experienced pest technicians. We keep up with all of the latest training and industry knowledge in these industries and regularly attend training sessions to up skill. You can be assured with DedAnt that your inspection is in the hands of a professional. We take care of the paper work and liaise with your Real Estate Agent to avoid any confusion and concerns. From our family to yours, we are committed to providing you with exceptional service at a fair price. Our Values Quality work - We deliver a great inspection at a fair price. We do not compromise on the quality of our inspections. We don't cut corners and our inspectors are employees, so they are not rushed contractors who are on their own clock. Customer service - We work for the customer and will always put the customers needs at the forefront. Our service is second to none and we are available to provide follow up advice. Our office staff are friendly and knowledgeable.

For the best spray tan in Robina, the Gold Coast, you've come to the right place. My name is Nic and I'm the owner/operator of That Spray Tan Place. I qualified as a beauty therapist over 15 years ago and opened my successful spray tanning business in Sydney (Double Bay) in 2011. I've since spray tanned thousands of ladies so I'm very experienced; you're in very good hands. I love my product (TechnoTan) that much that I wore it on my wedding day; the best and most important day of my life - it's truly amazing! My spray tanning room is very comfortable and I promise I'll put you at ease. And, most importantly, I'll give you an outstanding spray tan. This is my business so my absolute goal is to make you happy so that you'll come back again and again. I'd love to tan you for all the special occasions in your life. And, if you're not 100% happy then I'll give you your money back (but I promise you will be). I also have a gated play area for your children should you need to bring them along; it's a very relaxed atmosphere. I hope to see you soon, Nic Owner / Operator, That Spray Tan Place, Robina

Discover the art of personalised massage therapy at TW Massage Therapy in Worongary. Our highly skilled therapists specialise in tailoring treatments to suit your body's unique needs. Experience the healing power of deep tissue massage, the ultimate relaxation of Swedish massage, or the rejuvenating effects of reflexology. Indulge in our soothing treatments to revitalise your mind, body, and spirit. Put your well-being first and let our expert hands work their magic. Prioritise self-care and book your session today.

Welcome to Get Arms Strong, a premier fitness centre and gym located in Robina. Our expert trainers utilise state-of-the-art equipment and tailor personalised workout plans to help you reach your fitness goals. Whether you're aiming to build muscle, increase strength, or enhance overall fitness, our facility offers a diverse range of classes and equipment to cater to your needs. Join our community and embark on a transformative fitness journey like no other! Don't wait, start sculpting your dream physique with us today.

Tony's Windows is a well-established window cleaning service in Robina. With over 20 years of hands-on experience, I take pride in delivering impeccable results. Window cleaning may not be rocket science, but it requires hard graft and meticulous attention to detail. Most people find it a chore, which is why I find great satisfaction in surprising clients with the end outcome. Your happiness is my happiness! Trust Tony's Windows for a spotless shine.

Adrian Smith Personal Training, based in Robina, is a dynamic business that falls under the categories of Doctors & Medical Centres and Personal Trainers. With a focus on fitness and wellbeing, Adrian Smith offers bespoke training programmes tailored to individual needs, ensuring optimum results. Recognised for their hands-on approach and extensive knowledge, they strive to motivate and guide clients on their fitness journey. Take a step towards a healthier lifestyle with Adrian Smith Personal Training.

Personal and professional services at special rates for weddings, elopements, marriage blessings, vow renewals, baby dedications and namings, house blessings. Blessed ceremonies at the Beach in the Bush on a Boat out the Backyard in any Building anywhere! Serving the Gold Coast and surrounding areas.

Essence Healing, located in Worongary, is a haven for relaxation and rejuvenation. As skilled Massage Therapists, our team uses their expertise to soothe your body and mind. With a range of holistic treatments available, we specialise in delivering tailored experiences to meet your individual needs. Immerse yourself in a tranquil environment and let our healing hands melt away your stress. Unlock the healing power within you at Essence Healing. Discover bliss today.

Welcome to Jim's Mowing Varsity Lakes, the largest and most trusted lawn mowing and garden maintenance business in Australia. Our skilled team of gardeners and landscapers are committed to providing top-quality service. With a 100% satisfaction guarantee, you can rest assured that your garden is in safe hands. We are fully insured and all our staff have undergone police checks for your peace of mind. Let us transform your garden into a stunning outdoor oasis. Contact us today for a quote!

Simply put, I thrive on seeing a bride & groom completely happy with my wedding celebrant service and being able to fully enjoy such an important & personal experience without any worries at all. I am so happy that you are interested in the service I provide as a gold coast marriage celebrant! I will do absolutely everything I can to ensure you get precisely what you are looking for and you have a special, wonderful day. Join me for an obligation free initial meeting. You can get in touch with me through the details provided or contact page on my website. My service includes, traditional wedding ceremonies, pre-marital courses, elopements, vow renewals, baby naming ceremonies and funerals.

Discover the art of relaxation at Bodytime Massage, located in the serene suburb of Varsity Lakes. Our team of skilled massage therapists offer a wide range of rejuvenating treatments designed to soothe your body and calm your mind. Indulge in a blissful experience as our expert hands work their magic, leaving you feeling refreshed and revitalised. With our personalised approach and attention to detail, we guarantee an exceptional massage experience that will leave you floating on cloud nine.

The purpose of the Bankruptcy Act is to provide a humane solution for persons who are unable to pay their debts. If you feel overwhelmed by financial pressures then bankruptcy is a legitimate way for you to get out of debt so that you can start again, get back on your feet and get on with your life. We offer a helping hand throughout this processes. Thousands of "ordinary people" choose to utilise bankruptcy each year and any one can go bankrupt. The pressures of debt can be suffocating and this is the reason for the bankruptcy act. The types of debt people feel overwhelmed by include credit card debt, personal loan debt, tax debt or debt from an adverse Court Judgement and much more. Some of the causes of these debts can include; rela- tionship breakdown, unemployment or underemployment, sickness, adverse Court judgement, busi- ness failure, act of nature (eg Floods), a personal guarantee and structural change within an industry just to name a few. Only individuals can go bankruptcy. If you have a company that is unable to pay its debts then liquida- tion is a companies way of going bankrupt and requires a little more work but in many ways the pro- cesses are quite similar. If you are considering bankruptcy then you need to know how it works and how it may effect your life. Bankruptcy needs to be a sensible solution for both the person going bankrupt as well as the credi- tors who are owed the money. Too often the person who owes the money is pressured by the creditor to pay them. If the person cannot pay the debt they will often experience increasing emotional, rela- tionship and health problems. As time progresses the ability to repay the debt deteriorates until their life implodes. This is no good for anyone. It is best to be open and honest, admit you can't pay the debt and declare bankrupt. Then everyone knows where they stand. Bankruptcy enables everyone to put direction into their lives and so be able to plan forward. Once you obtain the protection of bankruptcy, life goes on as normal. The biggest difference people tell us is that they can use their wages to live rather than having no money because all their wages were being used for loan repayments. The Trustee is not involved in your daily life. The role of the Trustee is to administer the bankrupt estate although it is worth mentioning that you are required to help the Trustee should that be required. That might mean sending a document or having a chat on the telephone. Household furniture & effects are protected unless you have items of value that will appreciate like works of art or antique furniture. You are able to save and replace items of furniture & effects during the three years of the bankruptcy. You can retain tools of trade to an auction value of $3,600. This amount enables a lot of tools of trade to be retained as these days tools tend to sell for very little at auction. Transport is very important; you can retain cars to an auction value of $7,350. These days a lot of people have cars on finance and normally the lender will allow people to retain the car during the three years you are bankrupt (and then once bankruptcy has been completed) provided the payments are kept up to date. They do this as cars depreciate rapidly and if the financier repossess the car they will most likely sell it for less than the amount owing and bring a loss to account. This loss would be a provable debt in the bankruptcy. To avoid this lenders allow people to retain the car and to continue making the payments. If in any doubt, we recommend that you discuss the car with the lender prior to proceeding to lodge the papers for bankruptcy. It is important that you can function in your day to day life post bankruptcy. Where a car is subject to finance, the value of the car that can be retained is the loan payout plus $7,350. For example, if the loan payout is $20,000 then for the car to be retained its auction value should not be more than $27,350. If you have a car that exceeds the $7,350 threshold equity amount and you need to retain the vehicle, give us a call and we will try to help and will look to see if anything can be done to help you retain the car. A Debit Card. We recommend to people that they obtain a Debit Card so they still have the conve- nience of a credit card if travelling, buying goods on line etc. A Debit Card works the same as a credit card except you are using your own money and do not have the costs and interest that will be in- curred on a credit card if the monies are not repaid on time. During the 3 years of bankruptcy you must disclose your bankruptcy when applying for, or obtaining goods and services on credit or by cheque for more than $5,333. Normally, once subject to bankruptcy you will not be able to obtain a credit card and we recommend that you do not obtain credit as you will most likely be charged a high rate of interest which will detract from your funds that are available for day to day living. Use bank- ruptcy to create the habit of saving, no matter how small the amount being saved is. Plan. Bankruptcy is not only about assisting you to resolve debt that you are unable to repay, it is also about reconfiguring the way you live your life going forward. We recommend that you create some quiet time and plan how you want to live your life once you have the protection of bankruptcy, it is a new start so do not waste the opportunity. Cash. On the day of your bankruptcy, most Trustees will allow you to have $1,000 in your bank ac- count. Once you have received your bankruptcy file number and have the protection of bankruptcy, any money you save in your bank account from your income is protected. However these monies must remain in your bank account and cannot be invested into property, managed fund, shares etc. The funds can however be used for living expenses, replace a fridge, lounge, TV or even to go on a holiday etc. Once discharged from bankruptcy the funds in the bank account are available for you to do what you want. Tax Refund. Any monies able to be claimed as a tax refund for the year or part year prior to bank- ruptcy, go to the bankrupt estate. For example, if a person becomes bankrupt on 30 September, 2012 and lodges a tax return for the Financial Year ended 30 June 2013 and obtains a tax refund of $1,200, then $300 will go to the bankrupt estate and the person will get to keep $900 of the refund. All subsequent refunds during bankruptcy can be retained by the bankrupt person, but will be looked at as these are really some of your net income, and so may take your earnings over what is called the Threshhold amount. Another point to note is, if monies are owed to the Tax Office, refunds during bankruptcy will be retained by the Tax Office against taxes owing at the date of bankruptcy. This only happens during the three years of the bankruptcy. My House. It is possible, depending on your circumstances, to save a house when you become bankrupt. Each case needs to be considered on its own merits. It is in everyone's best interest if the social consequences from the trauma of extreme financial problems can be minimised. The effects and consequences for other (non bankrupt) members of the family can be significant. Kids can be dis- tressed from losing the security of their bedroom, the non bankrupt spouse can be devastated to lose the house when they do not have financial problems, etc. and we will work to help the non bankrupt spouse to save the house if we consider this to be a viable option. Overseas Travel. During bankruptcy you can still travel overseas. Those persons wishing to travel will however need to obtain permission from their trustee to travel overseas. There is a form to be filled out to authorise the travel. It is very rare that overseas travel is declined. How much can I earn. - No dependents - - 1 Dependent - - 2 Dependents - - 3 Dependents - - 4 Dependents - - Over 4 dependents - $52543.40 (After Tax) $62,001.21(After Tax) $66730.12 (After Tax) $69,357.29 (After Tax) $70,408.16 (After Tax) $71,459.02 (After Tax) If your after tax income exceeds these threshold amounts (depending on the number of dependants you have) you will have to pay income contributions to the bankrupt estate of half of each dollar that you earn above your threshold amount. You get to keep the other half of the excess as protected in- come. Some people who are subject to bankruptcy save their half of the excess income to save for a holiday, to buy a car once discharged from bankruptcy, to save a deposit to buy a house once dis- charged from bankruptcy. Where income contributions are required to be paid, the Trustee seldom contacts the employer. They liaise with the person subject to the bankruptcy for the payment of the income contributions. The Bankruptcy Act is very humane. One of the great attributes of bankruptcy is that it ensures that your income is protected so as to ensure your wages are available for the provision of the necessities of life such as rent, food, electricity, fuel, transport costs, saving for a holiday, that sort of thing. Superannuation. Monies held in a superannuation fund are protected provided they have been ac- cumulated over time. If lump sums are deposited into the Super Fund prior to bankruptcy there can be problems. During bankruptcy, monies your employer pays into your super fund are protected and are not available to the bankrupt estate. You are not precluded from depositing money into your super fund during bankruptcy and if you are considering doing this we recommend that you first obtain ad- vice from your superannuation advisor. Post the commencement of bankruptcy, monies you receive from your super fund are protected. If you receive an income from your super fund and it exceeds the above mentioned threshold amount that is relevant for you (eg. $52,543.40 if you have no depen- dants) then you may have to pay income contributions.

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Hi I'm Dr John Politakis, your local Podiatrist who has been caring for the feet of my patients for over 10 years. Qualified with a bachelor’s degree in podiatry from Queensland University of Technology (QUT) – I am also a member of the Australian Podiatry Association.