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My name is Nathan Aird. I am the owner of Universal Mortgage Experts. I specialize in helping people finance their first home and new home purchase or invest in the property market. I can also look after your vehicle or equipment finance and insurance for you, your family and your assets. For professional service you can trust, please give me a call.

I have been a Certified Mortgage Broker since 2006 and received my Australian Credit Licence (ACL) as a sole trader in 2015. After researching many different models of mortgage broking over the years, I came across the Cashback model which I absolutely loved and wanted to offer it to my clients to give something back to them for their support of my business.so, in July 2019, iShare Cashback Mortgage Brokers was born! iShare operates differently to other Cashback models in the market,it does not charge a monthly administration fee (usually $10/m).PLUS we choose to give our clients back a small $ amount from our own profits to help with the lender set up costs. You may wonder how we can do this? Its easy! We make money, the bank makes money and our clients save money!! Sharing our profits is what we do and our personal service is designed to suit what our clients need! We cover the following areas: Wyong Charmhaven Toukley The Entrance Long Jetty Gosford Umina Terrigal Avoca Erina Woy Woy iShare rebate all trail commissions to their clients under their unique cashback model. Call today to find out more on how you can pay your loan off sooner doing this.