The BEST Home Loans in Carwell NSW

We are owned by our members and operate solely for their benefit. Our business emphasis is not so much about profits but more about providing members with a financial facility

Helping first home buyers buy their first property by finding the right loan for them and providing step by step guidance throughout the process.

Established in 1982, by the mid-1990's Raine & Horne Bathurst had gained a reputation as one of the leading real estate agencies in the Bathurst Region. Today, the award-winning team at Raine & Horne Bathurst comprises of over 30 property professionals focused on delivering outstanding results in the areas of residential sales, rural sales, property management, and commercial and industrial sales & leasing. In the past 5 years alone, they have sold more than 1390 properties across the region. They have dominated Raine & Horne's Top Country Office Award since 2011 and have also been consistently ranked in the top 10 sales offices nationally. Competing against Metropolitan areas, these remarkable achievements are a reflection of the sales teams' determination to achieve the best possible results for clients at all times. Starting with a small pool of properties in the early 1990s, our experienced property management team is now responsible for the management of over 1100 residential and commercial properties. This makes Raine & Horne Bathurst the Number 1 for property management in the Bathurst Region. The leadership team at Raine & Horne Bathurst comprises of three of the region's top real estate professionals – The Directors; Matt Clifton, Michelle Mackay and Grant Maskill-Dowton. Together, their knowledge of the local market, and all aspects of real estate, is unmatched. A major point of difference for the office is that one of the directors – Matt Clifton, is among the most experienced and credentialed property all-rounders in Bathurst – and is involved in every aspect of the operation. This ensures that every facet of the business is run to the very highest standard. As well as being a sales agent, Matt is responsible for the operations of the whole office and for our Property Management department. At Raine & Horne Bathurst, they not only follow through on their promises, but they stand by their Motto "Raine & Horne Bathurst, We'll Look After You"

Reliance Bank is a Member Owned bank that offers a wide range of financial products and services to our Members and their families Australia wide. We are focused on delivering value to our Members. All the surplus earned goes back to our Members in the form of better interest rates, products and services. Our organisation originally started in 1967 as Torrens Credit Union when a group of Lands Title office staff got together and decided to form a mutual financial institution for the benefit of all Lands Title Office employees. Since then, we have expanded and merged with several credit unions in the Central West area including Mid-West Credit Union in 1994 and Landmark Credit Union in 1992.