About DPM Financial Management
We'll help you create the wealth you need to see you through retirement. Backed by the Futuro Financial Planning group and with over 20 years' experience offering independent, tailored advice to clients across Townsville, Ingham, Ayr, Charter's Towers and beyond, Michael Mayoh is your ideal choice for financial advice and support.
Products
Financial advise
Services
Financial Planning
Superannuation Strategies
Self Managed Superannuation
Retirement Planning
Tax Effective Investment Strategies
Aged Care
Asset Protection
Benefit Plans
Budgeting
Cashflow Management
College Funds
Direct Equities
Income Insurance
Income Protection
Investment Strategies
Life Insurance
Life Planning
Managed Investments
Mutual Funds
Pensions
Portfolio Management
RBL Strategy
Redundancy
Rollovers
Rural Estate Management
Salary Packaging
Savings Accounts
Social Security Planning
Succession Planning
Financial Planning Business
Control Your Income
Inheritance Planning
Establishing Retirement Income Streams
Put In Place Appropriate Estate Planning
Singles
Couples
Families
Retirees
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Media
Amenities
Licences
Certified Financial Planner
Senior Associate FINSIA
Frequently Asked Questions
What are the Benefits over Benefits over direct loan repayments?
When you make additional repayments directly into the loan you can achieve similar benefits to having an offset account. However, limits often apply to the frequency and amount of withdrawals you can make and withdrawal fees are usually charged. With offset accounts, you typically have ready access to the money via an ATM, cheque book and internet, and withdrawal fees are generally not charged.
What’s an Offset Account?
An offset account is a transaction account that is linked to your home loan and the money you deposit in it offsets the loan balance before interest is calculated. For example, if you owe $400,000 on your home loan and have accumulated $50,000 in an offset account, interest will be calculated on $350,000.
DPM Financial Management