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Mortgage Smart

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Trading for 25 years

About Mortgage Smart

Mortgage Smart can help you Save money on your home loan! As a leading Mortgage Broker on the South Coast, servicing clients in the Illawarra from Kiama, Gerringong, Gerroa, Berry, Shoalhaven Heads and beyond, it is our greatest pleasure to help you solve your financial problems with the best customer service possible. We do the home loans the banks can't. We complete all the paper work and do all the running around, so you don't have to. We will phone your Solicitor, liaise with Real Estate Agents and make any necessary communications to ensure a smooth process. Our professional team can help you with your next: First Home Purchase Home Upgrade Home Down Grade Refinance Self Employed Loan Construction Loan Low Documentation Loan Debt Consolidation Developer Finance Commercial Finance Self Managed Super Fund Loan

Services

  • Home Loans

  • Next Home Loans

  • Property Investment Loans

  • Refinancing

  • Construction Loans

  • Mortgage Brokers

  • We specialise in many different kinds of loans, like many of the examples below:

  • First Home Purchase

  • Home Upgrade

  • Home Down Grade

  • Refinance

  • Self Employed Loan

  • Construction Loan

  • Low Documentation Loan

  • Debt Consolidation

  • Developer Finance

  • Commercial Finance

  • Self Managed Super Fund Loan

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Location

3/25 Noble St, Gerringong NSW

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Amenities

Ways to Pay

  • cash icon

    Cash

  • eft icon

    EFT

  • eftpos icon

    Eftpos

  • mastercard icon

    Mastercard

  • visa icon

    Visa

Licences

  • Australian Credit Licence 390222

  • MFAA (Mortgage and Finance Association Australia) Member

  • AFCA (Australian Financial Complaints Authority) Member

Frequently Asked Questions

What does a mortgage broker do?

A mortgage broker (like me) acts as the middleman between you and the lenders/banks. We work for you but get paid by the lender or bank of your choosing. That means they help you choose the right loan to suit your needs at no cost to you.

Can you help me understand my borrowing capacity?

Of course! Borrowing capacity refers to how much you can borrow from a lender. To get an estimate of your borrowing capacity go to our calculator: How much can I borrow? If you want to get an in depth review of your borrowing capacity, get in touch today.

Mortgage Smart