About North Brisbane Mortgage Brokers
At North Brisbane Mortgage Brokers, we are dedicated to helping our community achieve their property goals. As a trusted local mortgage brokerage, we specialise in assisting first-time home buyers and medical professionals in Brisbane's northern suburbs, including Windsor, Lutwyche, and Albion. Our mission is simple: to make the home buying and refinancing process as seamless and stress-free as possible. We know that purchasing your first home is one of life’s most significant milestones, and we are here to guide you every step of the way. From navigating the complexities of the First Home Guarantee Scheme and the First Home Owners Grant to understanding the Help to Buy scheme, our expert team is committed to finding the best loan tailored to your unique circumstances. For seasoned investors, particularly in the medical field, we offer specialised services to secure the right investment loan to grow your property portfolio. Our deep understanding of the market, combined with our commitment to excellence, ensures that you receive the most competitive rates and terms. We also provide comprehensive refinancing services, helping local residents in Brisbane North find more affordable home loans. Whether you’re looking to reduce your monthly payments or access equity for future investments, we work tirelessly to secure the most cost-effective solutions for you. At North Brisbane Mortgage Brokers, we are not just about numbers and loans; we are about building lasting relationships with our clients. Our goal is to be your lifelong financial partner, helping you navigate the property market with confidence and ease.
Services
Mortgage Broker
First Home Buyer
First Home Owners Grant
First Home Guarantee Scheme
Local Mortgage Broker
Property Investment Mortgage Broker
Refinancing Home Loans
Investment Loans
Guarantor Loans
Personalised Services
Comprehensive Support
Paperwork Assistance
Home Renovations Loan
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Frequently Asked Questions
How much deposit do I need for a home loan with North Brisbane Mortgage Brokers?
Most lenders prefer a 20% deposit, but you can buy a home with a 5-19% deposit. Keep in mind that this usually incurs a Lenders Mortgage Insurance (LMI) fee, which decreases as your deposit approaches 20%. However, the First Home Guarantee Scheme allows eligible buyers to purchase with as little as 5% deposit without paying LMI. For personalized advice, contact us to explore your options.
Does a mortgage broker, such as North Brisbane Mortgage Brokers, cost money?
We offer our services free of charge, as we're paid a commission by the lender. The commission amount varies based on the bank we work with. In some cases, such as when dealing with more complex situations like purchasing commercial property within a business entity, we may charge a fee.
North Brisbane Mortgage Brokers