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About Paradime Home Finance
Paradime Home Finance are based in Wollongong and are committed to delivering outstanding service to clients in the Illawarra. You will work with Ian, the owner, who is a Senior Credit Advisor to find the right home loan for you and navigate the confusing process of options, fees and rates. Call us now and let us assist you in making the right decision for your next property purchase!
Products
Home Loans
Commercial Loans
Services
Loan Service
Mortgage Brokers
Over 30 Years of Experience
Provide Solutions
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Amenities
Ways to Pay
Cash
EFT
Eftpos
Mastercard
Visa
Licences
Australian Credit Licence 389509
Calculators are Fully Approved by the Mortgage Finance Association of Australia
Frequently Asked Questions
What is �equity�?
Your equity is the value of the property less the loan balance in the mortgage secured by that property. So if you sold the property is the money you have left over after the bank is paid out. However when you want to use your equity, say for an investment then banks calculate your �available equity� as 80% of the value, less the current loan balance.
How does a bridging loan work?
A bridging loan allows you to purchase a new property before you have sold your existing property. The �peak debt� during that period more than you can afford but the bridging is a temporary IO ( 6 months) and you only have to be able to service the end debt.
Paradime Home Finance