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Top of the Range Home Loans

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Trading for 23 years

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About Top of the Range Home Loans

Top mortgage brokers and home loan specialists in Toowoomba City. At Top of the Range Home Loans, we understand that finding the right home loan can be a daunting time for you and your family. We are here to help take the stress out of the home loan process. We believe that everyone’s financial circumstances are unique and we will find a home loan to suit your needs. Brad Spanner is an accredited mortgage broker and has been a director of Top of the Range Home Loans since 2002. We have 25 lenders to choose from with thousands of home loan products. Some of our lenders include: Commonwealth Bank, Heritage Building Society, Westpac, ANZ, ING, Suncorp and Citibank. We offer a free service - the bank pays us and no extra fees are added on to your loan.

Services

  • Home Loans

  • Business Loans

  • Debt Consolidation

  • Refinances

  • Personal Loans

  • Leasing

  • Pre-Approvals

  • Commercial Loans

  • Building Loans

  • Split Loans

  • Construction Loans

  • Equity Loans

  • Accredited Mortgage Broker

  • Investment Properties

  • Free Services

  • No Extra Fees Are Added on to Your Loan

  • Dealing with First Home-Buyers to Investors

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Location

156 Hume Street, Toowoomba QLD

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Amenities

Ways to Pay

  • cash icon

    Cash

  • eft icon

    EFT

  • eftpos icon

    Eftpos

  • mastercard icon

    Mastercard

  • visa icon

    Visa

Licences

  • Credit Representative Number: 398859

  • Australian Credit Licence No : 391237

Frequently Asked Questions

How much I can borrow?

The first thing you need to do is contact us and we will do a serviceability test. This means that we put all your income and liabilities into our software program, to see if you can afford to get a loan. Not all banks will lend you the same amount of money. The software program will give me a guide as to how much you can afford.

What costs are involved with getting a loan?

There are five major costs involved with a loan: stamp duty (government tax), bank and government charges, mortgage insurance, pest and building inspection and legal fees.

Top of the Range Home Loans